Memoirs Of A Lucky Indian Lottery Winner
CHAPTER 15 - Sensible decisions
Katy was coming back after a 2 month long vacation with her parents. I went to the airport to receive her. When she saw me, she ran towards me and hugged me. We then kissed and it was really good having her back. We got into her car and I asked her what she wants to do, maybe get some dinner or something. To which she replied that she wanted to rip the clothes off and get on top of me as soon as possible.
We went straight to her apartment and had some crazy sex. We then spent about an hour talking about things naked in her large bath tub, soaking ourselves in warm soothing water and few lush bath bombs. I told her all about my wedding proposal and my little Dubai trip with Grace. She told me how her parents were worried that she might end up alone and wanted her to find someone in her life. She was very close to her parents, who by the way did not want a single penny from her winnings. That is why she always goes and spends a month or two every year with them and treats them lavishly.
Moving on to the next step, I took a few suggestions from Katy. She told me to buy some property and give it on rent. It was worth the investment and property prices mostly go up, especially in locations closer to London, there is always a huge demand. Katy helped me with property hunting and I ended up buying a new modern 4 bedroom house for about 400,000 pounds. Now that is the biggest investment which I made after the win. I gave it to a reputed letting agency to manage and rent it out and this gave me a monthly income of 1,200 pounds after all dedications and tax. That was the very first time in my life to own a property. It was a really nice house in a very good location, just a shame that I didn’t live in it for a single day.
Katy tired to get me interested in share markets, especially since she was a commerce major but it did not fancy my interests. I still made some safe investments and actually made a profit.
I had to make a routine and stick to it as not doing anything was also very boring. You would think that not having to wake up at 7AM in the morning and rushing to work would be great but soon, it feels that some important part is missing from your life. So I set a schedule. First after waking up, me and Katy used to go to the Gym, we used to work out, play tennis or go swimming. Then we have a healthy breakfast at the Gym’s breakfast bar. It was shower time and then I wanted to get into a hobby. As far as I can remember, I used to love writing. I wrote blogs, short stories and articles that even got published. I wanted to write something very close to my heart first and couldn’t think of anything better than the ups and downs of my life. So, here I am, 15 chapters and still going strong.
So writing came naturally to me and I want to keep on doing this. Hope you guys like what I have done so far and hope that you will support me in my future endeavours.
After that, it was lunch again. Mostly, I used to go out with Katy and we used to check out all these good eateries and restaurants in England. Once we drove 200 miles to get to a restaurant as it had very good reviews.
Then we used to go for a movie or shop around a little or attend theatre. Mostly me and Katy used to be together and would have sex almost every night before retiring.
Some days we used to do social service, it usually was a hectic day but the satisfaction which we used to get out of it was immense.
Grace used to be frequent visitor to my apartment as well. It always used to start with a sex session and then we used to hang out together for the rest of the day. Katy never used to mind that, she always gave us our space. Every time that kept on reminding me how casual she wants things to be between us. There is no romantic stuff between us, no displays of affection, our relationship was purely plutonic but with sex thrown in. When we are not on top of each other, we were really good friends, we don’t have to pretend or change ourselves for the other person to like us and there definitely weren’t any control issues or jealousy. I know it sounds soo much like the “Friends with benefits” film minus the lovey-dovey stuff that happens in the end. And somehow, we are making it work. My mind is still all confused by this, but for me, I keep my feeling and emotions to myself. Heart in heart, I love Katy. If she would ask me to be her partner for the rest of her life, I would say yes in a heartbeat. But seeing how things are, I would never ever make the first move. I mean last time, I tried way too hard to please the girl, I did everything I could with a little hope that she will have a change of heart and defy her parents. But that never happened and I was seriously hurt. I do not want to be soo involved again, I just got room to breathe, I don’t want to go down that route again.
But you know what, deep down I am hopelessly romantic and every time I see Katy out with her guy friends, I do feel jealous and sad. I know for a fact that I am not the only person with whom she has casual relationships with and that bothers me every time. There is this ex-boyfriend whom she keeps seeing now and then, and they go away for the weekends. That really bothers me but she made the rules clear, no emotional stuff and very good friendship. I want to keep it that way as she had become a very good friend who does care, listen and advice plus the sex is a bonus on top.
Grace is different, when she is with me, she treats me as if I was her boyfriend. She is full of affection and she doesn’t shy off to show that. I meet her few times every month and once she goes back into her university mode, I do not know much about her. It’s like this amazing time one day and next day is radio silence.
So two very different relations and even though a little strange to think of, they both are amazing and I would offer any sort of help to either of them if the necessity arises.
Soo many people, if in Grace’s place would take advantage, but she is not like that. She never likes taking or spending my money. I guess I am very lucky to have met Grace in first place and things just clicked within a few hours. When Katy introduced me to her, sex was the last thing on my mind that night, but couple of hours later, we ended on top of each other, naked! That itself was as unexpected to me as the windfall itself.
Moving on, it was time to cross of things from the bucket list. I have two girls, hell load of money and nothing but time on my hands. Where to go next? The first thing which I wanted to do was go on a cruise. It was a 11 night Spain and Canaries cruise with Royal Caribbean. I wanted to take both Katy and Grace but Katy insisted that I go with Grace as she has already been on cruise holidays many times.
So I booked a suite on one of Royal Caribbean brand new cruises that sailed from Southampton. Grace went on a mini cruise to Amsterdam before but she was very excited to go on this grand new ship. The moment we stepped inside, everything was absolutely grand. It was like the 7 star hotel from Dubai, only it was floating on the sea. Our suite was totally lush with a huge balcony, king-size bed and spacious shower room. There were about 12 places for fine dining and a huge buffet area which served food round the clock. Plus there was cinema theatre, indoor/outdoor pools, areas for wind surfing and indoor skydiving, there even was a London-Eye kind of capsule which would take you high up from the top of the ship to give you a birds-eye view of the gigantic 24 storey cruise and the vast ocean. It was simply breathtaking being on it.
Me and Grace had a great time each and every day of the entire 11 day duration. We booked several shore excursions and visited Tenerife, Vigo, Lisbon, Canary Islands and Madeira. Each place offered its own distinct flavour and experience. Plus the gorgeous waters of the Canary Islands makes you wonder how beautiful our planet is! I was determined to travel the world and visit each and every place from the Lonely Planet’s top places list in my lifetime!
When the ship was not docked on shore, it spent time cruising the ocean. For us, it meant time for onboard activities, going to the spa, or just relaxing poolside with a nice novel
. And how can I forget to mention the gorgeous bikinis which Grace packed. She simply looked stunning and every time I see her in a new skimpy bikini, I wanted to make love to her. And most of the times, I ended up doing just that!
One day, we decided to go to the pool, she wanted to change and was going to meet me near the pool. She arrived few minutes later wearing a sarong. To sit beside me in the hot sauna, she undid her sarong which revealed this gorgeous red bikini. It was a sight to see, I couldn’t wait long, I said I need to take her back to our room and 5 minutes later, we were making passionate love.
The other thing which I enjoyed immensely was Grace’s company, how loving she was towards me, the care, comfort and the sex were just amazing. We even did it under the stars in our balcony one night. Just a year earlier, if someone told me that I would be in one of the biggest cruises, with a gorgeous British girl, engaged in passionate sex, I would have laughed on the face of it. But now, it is totally surreal, sometimes when I’m in such extraordinary situations, I still have the fear that I will simply wake up to the sound of my 7 -00AM alarm in Oxfordshire and find that all this was a big realistic dream!! Thankfully, that didn’t happen till now!!
Totally being in the state of bliss, we had to disembark the cruise as our eleven days were up. We both were very sad to come to terms that the vacation from heaven has ended. But I promised Grace that I will take her on another one very soon.
The next awesome thing which I did was with Katy, we went on this Supercar driving experience which included driving four laps on a racecourse in seven super cars. We got to drive Lamborghini, Ferrari, Aston Martin, Audi R8, Nissan GTR, Bentley Continental GT and Jaguar F-Type. The adrenaline kick which we got from each of it was simply out of this world. It was such a bad influence on us that it almost made us buy the supercar.
I had to fight hard to resist the temptation but still Katy went ahead and bought the Porsche 911 and I followed her suite and got the Porsche Macan. It was the first time driving a crossover and the car was super fast. Every inch screamed quality and bright blue colour looked simply stunning. I know this was something I promised myself that I would not do but I really didn’t do that one crazy thing after winning the lottery and this probably is that. However, I didn’t loose much money by selling off by Audi S3, so I felt satisfied with the trading.
The monthly interest kept on rolling into my account exactly as my pay used to do, perfectly on time. Keeping a check on my finances, I invested about 500,000, spent another 300,000 but made back about 100,000 in interest. So, not bad at all. I used to write down my monthly expenses when I used to work and now, I tried keeping a check for one month to see where I stand. Even after paying relatively expensive rent, leading a fairly luxurious lifestyle and doing some charity, the monthly expenditure was still coming at around 15,000 pounds. So even if I were to life off the interest alone, I am still saving about 20,000 pounds every month! I really cannot understand how people could blow off their huge lottery wins and become penniless! You really have to stay level headed and the windfall can do wonders to you.
Next, it was time to check out the America. I initially opted not to go to America for Master’s degree and choose UK instead (probably the best decision of my entire life), so I never visited the US before.
I was planning on a trip with Katy and that’s when something unexpected happened. Initially, I was not sure what fuelled this, but now I had all the more reasons to go to the America.