Dr. Annesley, and by his advice sent to the Academy at Newington
   Green, where Charles Morton, a good Oxford scholar, trained young
   men for the pulpits of the Nonconformists.  In later days, when
   driven to America by the persecution of opinion, Morton became Vice-
   President of Harvard College.  Charles Morton sought to include in
   his teaching at Newington Green a training in such knowledge of
   current history as would show his boys the origin and meaning of the
   controversies of the day in which, as men, they might hereafter take
   their part.  He took pains, also, to train them in the use of
   English.  "We were not," Defoe said afterwards, "destitute of
   language, but we were made masters of English; and more of us
   excelled in that particular than of any school at that time."
   Daniel Foe did not pass on into the ministry for which he had been
   trained.  He said afterwards, in his "Review," "It was my disaster
   first to be set apart for, and then to be set apart from, the honour
   of that sacred employ."  At the age of about nineteen he went into
   business as a hose factor in Freeman's Court, Cornhill.  He may have
   bought succession to a business, or sought to make one in a way of
   life that required no capital.  He acted simply as broker between
   the manufacturer and the retailer.  He remained at the business in
   Freeman's Court for seven years, subject to political distractions.
   In 1683, still in the reign of Charles the Second, Daniel Foe, aged
   twenty-two, published a pamphlet called "Presbytery Roughdrawn."
   Charles died on the 6th of February, 1685.  On the 14th of the next
   June the Duke of Monmouth landed at Lyme with eighty-three
   followers, hoping that Englishmen enough would flock about his
   standard to overthrow the Government of James the Second, for whose
   exclusion, as a Roman Catholic, from the succession to the throne
   there had been so long a struggle in his brother's reign.  Daniel
   Foe took leave of absence from his business in Freeman's Court,
   joined Monmouth, and shared the defeat at Sedgmoor on the 6th of
   July.  Judge Jeffreys then made progress through the West, and
   Daniel Foe escaped from his clutches.  On the 15th of July Monmouth
   was executed.  Daniel Foe found it convenient at that time to pay
   personal attention to some business affairs in Spain.  His name
   suggests an English reading of a Spanish name, Foa, and more than
   once in his life there are indications of friends in Spain about
   whom we know nothing.  Daniel Foe went to Spain in the time of
   danger to his life, for taking part in the rebellion of the Duke of
   Monmouth, and when he came back he wrote himself De Foe.  He may
   have heard pedigree discussed among his Spanish friends; he may have
   wished to avoid drawing attention to a name entered under the letter
   F in a list of rebels.  He may have played on the distinction
   between himself and his father, still living, that one was Mr. Foe,
   the other Mr. D. Foe.  He may have meant to write much, and wishing
   to be a friend to his country, meant also to deprive punsters of the
   opportunity of calling him a Foe.  Whatever his chief reason for the
   change, we may be sure that it was practical.
   In April, 1687, James the Second issued a Declaration for Liberty of
   Conscience in England, by which he suspended penal laws against all
   Roman Catholics and Nonconformists, and dispensed with oaths and
   tests established by the law.  This was a stretch of the king's
   prerogative that produced results immediately welcome to the
   Nonconformists, who sent up addresses of thanks.  Defoe saw clearly
   that a king who is thanked for overruling an unwelcome law has the
   whole point conceded to him of right to overrule the law.  In that
   sense he wrote, "A Letter containing some Reflections on His
   Majesty's Declaration for Liberty of Conscience," to warn the
   Nonconformists of the great mistake into which some were falling.
   "Was ever anything," he asked afterwards, "more absurd than this
   conduct of King James and his party, in wheedling the Dissenters;
   giving them liberty of conscience by his own arbitrary dispensing
   authority, and his expecting they should be content with their
   religious liberty at the price of the Constitution?"  In the letter
   itself he pointed out that "the king's suspending of laws strikes at
   the root of this whole Government, and subverts it quite.  The Lords
   and Commons have such a share in it, that no law can be either made,
   repealed, or, which is all one, suspended, but by their consent."
   In January, 1688, Defoe having inherited the freedom of the City of
   London, took it up, and signed his name in the Chamberlain's book,
   on the 26th of that month, without the "de," "Daniel Foe."  On the
   5th of November, 1688, there was another landing, that of William of
   Orange, in Torbay, which threatened the government of James the
   Second.  Defoe again rode out, met the army of William at Henley-on-
   Thames, and joined its second line as a volunteer.  He was present
   when it was resolved, on the 13th of February, 1689, that the flight
   of James had been an abdication; and he was one of the mounted
   citizens who formed a guard of honour when William and Mary paid
   their first visit to Guildhall.
   Defoe was at this time twenty-eight years old, married, and living
   in a house at Tooting, where he had also been active in foundation
   of a chapel.  From hose factor he had become merchant adventurer in
   trade with Spain, and is said by one writer of his time to have been
   a "civet-cat merchant."  Failing then in some venture in 1692, he
   became bankrupt, and had one vindictive creditor who, according to
   the law of those days, had power to shut him in prison, and destroy
   all power of recovering his loss and putting himself straight with
   the world.  Until his other creditors had conquered that one enemy,
   and could give him freedom to earn money again and pay his debts--
   when that time came he proved his sense of honesty to much larger
   than the letter of the law--Defoe left London for Bristol, and there
   kept out of the way of arrest.  He was visible only on Sunday, and
   known, therefore, as "the Sunday Gentleman."  His lodging was at the
   Red Lion Inn, in Castle Street.  The house, no longer an inn, still
   stands, as numbers 80 and 81 in that street.  There Defoe wrote this
   Essay on Projects."  He was there until 1694, when he received
   offers that would have settled him prosperously in business at
   Cadiz, but he held by his country.  The cheek on free action was
   removed, and the Government received with favour a project of his,
   which is not included in the Essay, "for raising money to supply the
   occasions of the war then newly begun."  He had also a project for
   the raising of money to supply his own occasions by the
   establishment of pantile works, which proved successful.  Defoe
   could not be idle.  In a desert island he would, like his Robinson
   Crusoe, have spent time, not in lamentation, but in steady work to
   get away.
   H. M.
   AUTHOR'S PREFACE.
   TO DALBY THOMAS,  
					     					 			ESQ., One of the Commission's for Managing His
   majesty's Duties on Glass, &c
   SIR,
   This Preface comes directed to you, not as commissioner, &c., under
   whom I have the honour to serve his Majesty, nor as a friend, though
   I have great obligations of that sort also, but as the most proper
   judge of the subjects treated of, and more capable than the greatest
   part of mankind to distinguish and understand them.
   Books are useful only to such whose genius are suitable to the
   subject of them; and to dedicate a book of projects to a person who
   had never concerned himself to think that way would be like music to
   one that has no ear.
   And yet your having a capacity to judge of these things no way
   brings you under the despicable title of a projector, any more than
   knowing the practices and subtleties of wicked men makes a man
   guilty of their crimes.
   The several chapters of this book are the results of particular
   thoughts occasioned by conversing with the public affairs during the
   present war with France.  The losses and casualties which attend all
   trading nations in the world, when involved in so cruel a war as
   this, have reached us all, and I am none of the least sufferers; if
   this has put me, as well as others, on inventions and projects, so
   much the subject of this book, it is no more than a proof of the
   reason I give for the general projecting humour of the nation.
   One unhappiness I lie under in the following book, viz.:  That
   having kept the greatest part of it by me for near five years,
   several of the thoughts seem to be hit by other hands, and some by
   the public, which turns the tables upon me, as if I had borrowed
   from them.
   As particularly that of the seamen, which you know well I had
   contrived long before the Act for registering seamen was proposed.
   And that of educating women, which I think myself bound to declare,
   was formed long before the book called "Advice to the Ladies" was
   made public; and yet I do not write this to magnify my own
   invention, but to acquit myself from grafting on other people's
   thoughts.  If I have trespassed upon any person in the world, it is
   upon yourself, from whom I had some of the notions about county
   banks, and factories for goods, in the chapter of banks; and yet I
   do not think that my proposal for the women or the seamen clashes at
   all, either with that book, or the public method of registering
   seamen.
   I have been told since this was done that my proposal for a
   commission of inquiries into bankrupt estates is borrowed from the
   Dutch; if there is anything like it among the Dutch, it is more than
   ever I knew, or know yet; but if so, I hope it is no objection
   against our having the same here, especially if it be true that it
   would be so publicly beneficial as is expressed.
   What is said of friendly societies, I think no man will dispute with
   me, since one has met with so much success already in the practice
   of it.  I mean the Friendly Society for Widows, of which you have
   been pleased to be a governor.
   Friendly societies are very extensive, and, as I have hinted, might
   be carried on to many particulars.  I have omitted one which was
   mentioned in discourse with yourself, where a hundred tradesmen, all
   of several trades, agree together to buy whatever they want of one
   another, and nowhere else, prices and payments to be settled among
   themselves; whereby every man is sure to have ninety-nine customers,
   and can never want a trade; and I could have filled up the book with
   instances of like nature, but I never designed to fire the reader
   with particulars.
   The proposal of the pension office you will soon see offered to the
   public as an attempt for the relief of the poor; which, if it meets
   with encouragement, will every way answer all the great things I
   have said of it.
   I had wrote a great many sheets about the coin, about bringing in
   plate to the Mint, and about our standard; but so many great heads
   being upon it, with some of whom my opinion does not agree, I would
   not adventure to appear in print upon that subject.
   Ways and means also I have laid by on the same score:  only adhering
   to this one point, that be it by taxing the wares they sell, be it
   by taxing them in stock, be it by composition--which, by the way, I
   believe is the best--be it by what way soever the Parliament please,
   the retailers are the men who seem to call upon us to be taxed; if
   not by their own extraordinary good circumstances, though that might
   bear it, yet by the contrary in all other degrees of the kingdom.
   Besides, the retailers are the only men who could pay it with least
   damage, because it is in their power to levy it again upon their
   customers in the prices of their goods, and is no more than paying a
   higher rent for their shops.
   The retailers of manufactures, especially so far as relates to the
   inland trade, have never been taxed yet, and their wealth or number
   is not easily calculated.  Trade and land has been handled roughly
   enough, and these are the men who now lie as a reserve to carry on
   the burden of the war.
   These are the men who, were the land tax collected as it should be,
   ought to pay the king more than that whole Bill ever produced; and
   yet these are the men who, I think I may venture to say, do not pay
   a twentieth part in that Bill.
   Should the king appoint a survey over the assessors, and indict all
   those who were found faulty, allowing a reward to any discoverer of
   an assessment made lower than the literal sense of the Act implies,
   what a register of frauds and connivances would be found out!
   In a general tax, if any should be excused, it should be the poor,
   who are not able to pay, or at least are pinched in the necessary
   parts of life by paying.  And yet here a poor labourer, who works
   for twelve pence or eighteen pence a day, does not drink a pot of
   beer but pays the king a tenth part for excise; and really pays more
   to the king's taxes in a year than a country shopkeeper, who is
   alderman of the town, worth perhaps two or three thousand pounds,
   brews his own beer, pays no excise, and in the land-tax is rated it
   may be at 100 pounds, and pays 1 pound 4s. per annum, but ought, if
   the Act were put in due execution, to pay 36 pounds per annum to the
   king.
   If I were to be asked how I would remedy this, I would answer, it
   should be by some method in which every man may be taxed in the due
   proportion to his estate, and the Act put in execution, according to
   the true intent and meaning of it, in order to which a commission of
   assessment should be granted to twelve men, such as his Majesty
   should be well satisfied of, who should go through the whole
   kingdom, three in a body, and should make a new assessment of
   personal estates, not to meddle with land.
   To these assessors should all the old rates, parish books, poor
   rates, and highway rates, also be delivered; and upon due inquiry to
   be made into the manner of living, an 
					     					 			d reputed wealth of the people,
   the stock or personal estate of every man should be assessed,
   without connivance; and he who is reputed to be worth a thousand
   pounds should be taxed at a thousand pounds, and so on; and he who
   was an overgrown rich tradesman of twenty or thirty thousand pounds
   estate should be taxed so, and plain English and plain dealing be
   practised indifferently throughout the kingdom; tradesmen and landed
   men should have neighbours' fare, as we call it, and a rich man
   should not be passed by when a poor man pays.
   We read of the inhabitants of Constantinople, that they suffered
   their city to be lost for want of contributing in time for its
   defence, and pleaded poverty to their generous emperor when he went
   from house to house to persuade them; and yet when the Turks took
   it, the prodigious immense wealth they found in it, made them wonder
   at the sordid temper of the citizens.
   England (with due exceptions to the Parliament, and the freedom
   wherewith they have given to the public charge) is much like
   Constantinople; we are involved in a dangerous, a chargeable, but
   withal a most just and necessary war, and the richest and moneyed
   men in the kingdom plead poverty; and the French, or King James, or
   the devil may come for them, if they can but conceal their estates
   from the public notice, and get the assessors to tax them at an
   under rate.
   These are the men this commission would discover; and here they
   should find men taxed at 500 pounds stock who are worth 20,000
   pounds.  Here they should find a certain rich man near Hackney rated
   to-day in the tax-book at 1,000 pounds stock, and to-morrow offering
   27,000 pounds for an estate.
   Here they should find Sir J- C- perhaps taxed to the king at 5,000
   pounds stock, perhaps not so much, whose cash no man can guess at;
   and multitudes of instances I could give by name without wrong to
   the gentlemen.
   And, not to run on in particulars, I affirm that in the land-tax ten
   certain gentlemen in London put together did not pay for half so
   much personal estate, called stock, as the poorest of them is
   reputed really to possess.
   I do not inquire at whose door this fraud must lie; it is none of my
   business.
   I wish they would search into it whose power can punish it.  But
   this, with submission, I presume to say:  The king is thereby
   defrauded and horribly abused, the true intent and meaning of Acts
   of Parliament evaded, the nation involved in debt by fatal
   deficiencies and interests, fellow-subjects abused, and new
   inventions for taxes occasioned.
   The last chapter in this book is a proposal about entering all the
   seamen in England into the king's pay--a subject which deserves to
   be enlarged into a book itself; and I have a little volume of
   calculations and particulars by me on that head, but I thought them
   too long to publish.  In short, I am persuaded, was that method
   proposed to those gentlemen to whom such things belong, the greatest
   sum of money might be raised by it, with the least injury to those
   who pay it, that ever was or will be during the war.
   Projectors, they say, are generally to be taken with allowance of
   one-half at least; they always have their mouths full of millions,
   and talk big of their own proposals.  And therefore I have not
   exposed the vast sums my calculations amount to; but I venture to
   say I could procure a farm on such a proposal as this at three
   millions per annum, and give very good security for payment--such an
   opinion I have of the value of such a method; and when that is done,
   the nation would get three more by paying it, which is very strange,
   but might easily be made out.
   In the chapter of academies I have ventured to reprove the vicious
   custom of swearing.  I shall make no apology for the fact, for no
   man ought to be ashamed of exposing what all men ought to be ashamed
   of practising.  But methinks I stand corrected by my own laws a