As the train started up again and passed through the tunnel on the other side of the city, a blind man appeared at the rear of the car. The other people were talking, reading, or dozing, and the blind man came in so quietly that none of them noticed him enter. He took the first seat at the end and sat down. When the train emerged into the waning sunlight of this September day, George looked round and saw him sitting there. He just sat quietly, gripping a heavy walnut walking-stick with a frail hand, the sightless eyes fixed in vacancy, the thin and sunken face listening with that terrible intent stillness that only the blind know, and around the mouth hovered that faint suggestion of a smile, which, hardly perceptible though it was, had in it a kind of terrible vitality and the mercurial attractiveness of a ruined angel. It was Judge Rumford Bland!

  George had not seen him in fifteen years. At that time he was not blind, but already his eyes were beginning to fail. George remembered him as he was then, and remembered, too, how the sight of the man, frequently to be seen prowling the empty streets of the night when all other life was sleeping and the town was dead, had struck a nameless terror into his boy's heart. Even then, before blindness had come upon him, some nocturnal urge had made him seek deserted pavements beneath the blank and sterile corner lights, past windows that were always dark, past doors that were for ever locked.

  He came from an old and distinguished family, and, like all his male ancestors for one hundred years or more, he had been trained in the profession of the law. For a single term he had been a police-court magistrate, and from then on was known as "Judge" Bland. But he had fallen grievously from the high estate his family held. During the period of George Webber's boyhood he still professed to be a lawyer. He had a shabby office in a disreputable old building which he owned, and his name was on the door as an attorney, but his living was earned by other and more devious means. Indeed, his legal skill and knowledge had been used more for the purpose of circumventing the law and defeating justice than in maintaining them. Practically all his "business" was derived from the negro population of the town, and of this business the principal item was usury.

  On the Square, in his ramshackle two-storey building of rusty brick, was "the store". It was a second-hand furniture store, and it occupied the ground floor and basement of the building. It was, of course, nothing but a blind for his illegal transactions with the negroes. A hasty and appalled inspection of the mountainous heap of ill-smelling junk which it contained would have been enough to convince one that if the owner had to depend on the sale of his stock he would have to close his doors within a month. It was incredible. In the dirty window was a pool table, taken as brutal tribute from some negro billiard parlour. But what a pool table! Surely it had not a fellow in all the relics in the land. Its surface was full of lumps and dents and ridges. Not a pocket remained without a hole in the bottom big enough to drop a baseball through. The green cloth-covering had worn through or become unfixed in a dozen places. The edges of the table and the cloth itself were seared and burnt with the marks of innumerable cigarettes. Yet this dilapidated object was by all odds the most grandiose adornment of the whole store.

  As one peered back into the gloom of the interior he became aware of the most fantastic collection of nigger junk that was ever brought together in one place. On the street floor as well as in the basement it was piled up to the ceiling, and all jumbled together as if some gigantic steam-shovel had opened its jaws and dumped everything just as it was. There were broken-down rocking-chairs, bureaus with cracked mirrors and no bottoms in the drawers, tables with one, two, or three of their legs missing, rusty old kitchen stoves with burnt-out grates and elbows of sooty pipe, blackened frying pans encased in the grease of years, flat irons, chipped plates and bowls and pitchers, washtubs, chamber-pots, and a thousand other objects, all worn out, cracked, and broken.

  What, then, was the purpose of this store, since it was filled with objects of so little value that even the poorest negroes could get slight use from them? The purpose, and the way Judge Rumford Bland used it, was quite simple:

  A negro in trouble, in immediate need of money to pay a police-court fine, a doctor's bill, or some urgent debt, would come to see Judge Bland. Sometimes he needed as little as five or ten dollars, occasionally as much as fifty dollars, but usually it was less than that. Judge Bland would then demand to know what security he had. The negro, of course, had none, save perhaps a few personal possessions and some wretched little furniture--a bed, a chair, a table, a kitchen stove. Judge Bland would send his collector, bulldog, and chief lieutenant--a ferret-faced man named Clyde Beals--to inspect these miserable possessions, and if he thought the junk important enough to its owner to justify the loan, he would advance the money, extracting from it, however, the first instalment of his interest.

  From this point on, the game was plainly and flagrantly usurious. The interest was payable weekly, every Saturday night. On a ten-dollar loan Judge Bland extracted interest of fifty cents a week; on a twenty-dollar loan, interest of a dollar a week; and so on. That is why the amount of the loans was rarely as much as fifty dollars. Not only were the contents of most negro shacks less than that, but to pay two dollars and a half in weekly interest was beyond the capacity of most negroes, whose wage, if they were men, might not be more than five or six dollars a week, and if they were women--cooks or house-servants in the town--might be only three or four dollars. Enough had to be left them for a bare existence or it was no game. The purpose and skill of the game came in lending the negro a sum of money somewhat greater than his weekly wage and his consequent ability to pay back, but also a sum whose weekly interest was within the range of his small income.

  Judge Bland had on his books the names of negroes who had paid him fifty cents or a dollar a week over a period of years, on an original loan of ten or twenty dollars. Many of these poor and ignorant people were unable to comprehend what had happened to them. They could only feel mournfully, dumbly, with the slave-like submissiveness of their whole training and conditioning, that at some time in the distant past they had got their money, spent it, and had their fling, and that now they must pay perpetual tribute for that privilege. Such men and women as these would come to that dim-lit place of filth and misery on Saturday night, and there the Judge himself, black-frocked, white-shirted, beneath one dingy, fly-specked bulb, would hold his private court:

  "What's wrong, Carrie? You're two weeks behind in your payments. Is fifty cents all you got this week?"

  "It doan seem lak it was three weeks. Musta slipped up somewheres in my countin'."

  "You didn't slip up. It's three weeks. You owe a dollar fifty. Is this all you got?"

  With sullen apology: "Yassuh."

  "When will you have the rest of it?"

  "Dey's a fellah who say he gonna give me----"

  "Never mind about that. Are you going to keep up your payments after this or not?"

  "Dat's whut Ah wuz sayin'. Jus' as soon as Monday come, an' dat fellah----"

  Harshly: "Who you working for now?"

  "Doctah Hollandah----"

  "You cooking for him?"

  Sullenly, with unfathomable negro mournfulness: "Yassuh."

  "How much is he paying you?"

  "Three dollahs."

  "And you mean you can't keep up? You can't pay fifty cents a week?"

  Still sullen, dark, and mournful, as doubtful and confused as jungle depths of Africa: "Doan know...Seem lak a long time since Ah started payin' up----"

  Harshly, cold as poison, quick as a striking snake: "You've never started paying up. You've paid nothing. You're only paying interest, and behind in that."

  And still doubtfully, in black confusion, fumbling and fingering and bringing forth at last a wad of greasy little receipts from the battered purse: "Doan know, seem lak Ah got enough of dese to've paid dat ten dollahs up long ago. How much longer does Ah have to keep on payin'?"

  "Till you've got ten dollars...All right, Carrie: here's your receipt. You bring that ext
ra dollar in next week."

  Others, a little more intelligent than Carrie, would comprehend more dearly what had happened to them, but would continue to pay because they were unable to get together at one time enough money to release them from their bondage. A few would have energy and power enough to save their pennies until at last they were able to buy back their freedom. Still others, after paying week by week and month by month, would just give up in despair and would pay no more. Then, of course, Clyde Beals was on them like a vulture. He nagged, he wheedled, and he threatened; and if, finally, he saw that he could get no more money from them, he took their household furniture. Hence the chaotic pile of malodorous junk which filled the shop.

  Why, it may be asked, in a practice that was so flagrantly, nakedly, and unashamedly usurious as this, did Judge Rumford Bland not come into collision with the law? Did the police not know from what sources, and in what ways, his income was derived?

  They knew perfectly. The very store in which this miserable business was carried on was within twenty yards of the City Hall, and within fifty feet of the side entrance to the town calaboose, up whose stone steps many of these same negroes had time and again been hauled and mauled and hurled into a cell. The practice, criminal though it was, was a common one, winked at by the local authorities, and but one of many similar practices by which unscrupulous white men all over the South feathered their own nests at the expense of an oppressed and ignorant people. The fact that such usury was practised chiefly against "a bunch of niggers" to a large degree condoned and pardoned it in the eyes of the law.

  Moreover, Judge Rumford Bland knew that the people with whom he dealt would not inform on him. He knew that the negro stood in awe of the complex mystery of the law, of which he understood little or nothing, or in terror of its brutal force. The law for him was largely a matter of the police, and the police was a white man in a uniform, who had the power and authority to arrest him, to beat him with his fist or with a club, to shoot him with a gun, and to lock him up in a small, dark cell. It was not likely, therefore, that any negro would take his troubles to the police. He was not aware that he had any rights as a citizen, and that Judge Rumford Bland had violated those rights; or, if he was aware of rights, however vaguely, he was not likely to ask for their protection by a group of men at whose hands he had known only assault, arrest, and imprisonment.

  Above the shambles of the nigger junk, upon the second floor, were Judge Bland's offices. A wooden stairway, worn by the tread of clay-booted time, and a hand-rail, loose as an old tooth, smooth, besweated by the touch of many a black palm, led up to a dark hallway. Here, in Stygian gloom, one heard the punctual monotone of a single and regularly repeated small drop of water dripping somewhere in the rear, and caught the overpowering smell of the tin urinal. Opening off of this hall-way was the glazed glass of the office door, which bore the legend in black paint, partly flaked off:

  RUMFORD BLAND

  ATTORNEY AT LAW

  Within, the front room was furnished with such lumber as lawyers use. The floor was bare, there were two roll-top desks, black with age, two bookcases with glass doors, filled with battered volumes of old pigskin brown, a spittoon, brass-bodied and capacious, swimming with tobacco juice, a couple of ancient swivel chairs, and a few other nondescript straight-backed chairs for visitors to sit and creak in. On the walls were several faded diplomas--Pine Rock College, Bachelor of Arts; The University of Old Catawba, Doctor of Laws; and a certificate of The Old Catawba Bar Association. Behind was another room with nothing in it but some more bookcases full of heavy tomes in musty calf bindings, a few chairs, and against the wall a plush sofa--the room, it was whispered, "where Bland took his women". Out front, in the windows that looked on the Square, their glass unwashed and specked with the ghosts of flies that died when Gettysburg was young, were two old, frayed, mottled-yellow window shades, themselves as old as Garfield, and still faintly marked with the distinguished names of "Kennedy and Bland". The Kennedy of that old law firm had been the father of Baxter Kennedy, the Mayor, and his partner, old General Bland, had been Rumford's father. Both bad been dead for years, but no one had bothered to change the lettering.

  Such were the premises of Judge Rumford Bland as George Webber remembered them. Judge Rumford Bland--"bondsman", "furniture dealer", usurious lender to the blacks. Judge Rumford Bland--son of a brigadier of infantry, C.S.A., member of the bar, wearer of immaculate white and broadcloth black.

  What had happened to this man that had so corrupted and perverted his life from its true and honourable direction? No one knew. There was no question that he possessed remarkable gifts. In his boyhood George had heard the more reputable attorneys of the town admit that few of them would have been Judge Bland's match in skill and ability had he chosen to use his talents in an honest way.

  But he was stained with evil. There was something genuinely old and corrupt at the sources of his life and spirit. It had got into his blood, his bone, his flesh. It was palpable in the touch of his thin, frail hand when he greeted you, it was present in the deadly weariness of his tone of voice, in the dead-white texture of his emaciated face, in his lank and lustreless auburn hair, and, most of all, in his sunken mouth, around which there hovered constantly the ghost of a smile. It could only be called the ghost of a smile, and yet, really, it was no smile at all. It was, if anything, only a shadow at the corners of the mouth. When one looked closely, it was gone. But one knew that it was always there--lewd, evil, mocking, horribly corrupt, and suggesting a limitless vitality akin to the humour of death, which welled up from some secret spring in his dark soul.

  In his early manhood Judge Bland had married a beautiful but dissolute woman, whom he shortly divorced. The utter cynicism that marked his attitude towards women was perhaps partly traceable to this source. Ever since his divorce he had lived alone with his mother, a stately, white-haired lady to whom he rendered at all times a faithful, solicitous, exquisitely kind and gentle duty. Some people suspected that this filial devotion was tinged with irony and contemptuous resignation, but certainly the old lady herself had no cause to think so. She occupied a pleasant old house, surrounded with every comfort, and if she ever guessed by what dark means her luxuries had been assured, she never spoke of it to her son. As for women generally, Judge Bland divided them brutally into two groups--the mothers and the prostitutes--and, aside from the single exception in his own home, his sole interest was in the second division.

  He had begun to go blind several years before George left Libya Hill, and the thin, white face, with its shadowy smile, had been given a sinister enhancement by the dark spectacles which he then wore. He was under treatment at the Johns Hopkins Hospital in Baltimore, and made trips there at intervals of six weeks, but his vision was growing steadily worse, and the doctors had already told him that his condition was practically hopeless. The malady that was destroying his sight had been brought on by a loathsome disease which he thought had been checked long since, and which he frankly admitted had been engendered in his eyes.

  In spite of all these sinister and revolting facts of character, of spirit, and of person, Judge Bland, astonishing as it may seem, had always been an enormously attractive figure. Everyone who met him knew at once that the man was bad. No, "bad" is not the word for it. Everyone knew that he was evil--genuinely, unfathomably evil--and evil of this sort has a grandeur about it not unlike the grandeur of supreme goodness. And indeed, there was goodness in him that had never altogether died. In his single term upon the bench as a police-court magistrate, it was universally agreed that Judge Bland had been fair and wise in his disposal of swift justice. Whatever it was that had made this fact possible--and no one pretended to understand it--the aura of it still clung to him. And it was for just this reason that people who met him were instantly, even if they fought against it, captivated, drawn close to him, somehow made to like him. At the very moment that they met him, and felt the force of death and evil working in him, they also felt--oh, call it the ph
antom, the radiance, the lost soul, of an enormous virtue. And with the recognition of that quality came the sudden stab of overwhelming regret, the feeling of "What a loss! What a shame!" And yet no one could say why.

  As the early dusk of approaching autumn settled swiftly down, the train sped southward towards Virginia. George sat by the window watching the dark shapes of trees flash by, and thought back over all that he had ever known about Judge Rumford Bland. The loathing and terror and mysterious attraction which the man had always had for him were now so great that he felt he could not sit alone there any longer. Midway in the car the other people from Libya Hill had gathered together in a noisy huddle. Jarvis Riggs, Mayor Kennedy, and Sol Isaacs were sitting down or sprawling on the arms of the seats, and Parson Flack was standing in the aisle, leaning over earnestly as he talked, with arms outstretched on the backs of the two seats that enclosed the group. In the centre of this huddle, the focus of all their attention, was Nebraska Crane. They had caught him as he went by, and now they had him cornered.

  George rose and went over to join them, and as he did so he glanced again in the direction of Judge Bland. He was dressed with old-fashioned fastidiousness, just as he had always dressed, in loose-fitting garments of plain and heavy black, a starched white shirt, a low collar and a black string neck-tie, and a wide-brimmed Panama hat which he had not removed. Beneath the brim of the hat his once auburn hair was now a dead, and lifeless white. This and the sightless eyes were the only changes in him. Otherwise he looked just as he had looked fifteen years ago. He had not stirred since he came in. Ha sat upright, leaning a little forward on his cane, his blindly staring eyes fixed before him, his white and sunken face held in an attitude of intense, listening stillness.

  As George joined the group in the middle of the car, they were excitedly discussing property values--all of them, that is, except Nebraska Crane. Parson Flack would bend over earnestly, showing his big teeth in a smile and tell about some recent deal, and what a certain piece of land had sold for--"Right out there on Charles Street, not far from where you used to live, Bras!" To each of these new marvels the player's response was the same: